CAR FINANCE

  • CAR FINANCE

What is a vehicle loan?

A vehicle loan is a specific type of personal loan designed to get you into a new or used car, caravan, scooter, motorcycle or boat.


How much can you borrow?

The amount you can borrow depends on a number of factors, including your level of income and whether your loan is secured on secured.

 

How long do you have to pay it back?

Loan terms of between 1 and 7 years are typically available on personal loans.

The shorter the loan, the higher the regular repayments will be. The benefit of a shorter loan is that it will reduce the total amount of interest you pay.

 

Fixed or variable interest rates?

You can generally choose whether you want your personal or car loan to have a fixed or variable interest rate.

Fixed rate loans offer greater certainty with your repayments, but they’re generally less flexible than variable rate loans when it comes to paying your loan off early.

What do you need to apply?

To apply for a personal or car loan you will generally need to provide:
  • Your driver’s licence or passport
  • Recent payslips and/or tax returns
  • Recent bank statements

 

How we can help

Our team can access competitive interest rates on personal and car loans, with the flexibility to meet a wide range of lending needs.

What do you need to apply?

To apply for a personal or car loan you will generally need to provide:
  • Your driver’s licence or passport
  • Recent payslips and/or tax returns
  • Recent bank statements

 

How we can help

Our team  can access competitive interest rates on personal and car loans, with the flexibility to meet a wide range of lending needs.

CONTACT US

  • CONTACT US

Reach out to us today!

    Contact Information

    REAL CHOICE FINANCE

    • 117 Neil St Toowoomba, QLD 4350

    • 07 46329211 | 0417610514

    • info@realchoicefinance.com.au

    • Monday – Friday: 9:00am – 5:00pm

      After hours – By appointment only

    Reach out to us today!

      Contact Information

      REAL CHOICE FINANCE

      • 117 Neil St Toowoomba, QLD 4350

      • 07 46329211 | 0417610514

      • info@realchoicefinance.com.au

      • Monday – Friday: 9:00am – 5:00pm

        After hours – By appointment only