First Home Buyer Masterclass

What Will You Learn?

• What is a home loan?
• Types of loans: variable, fixed, offset, redraw
• How much can you borrow?
• Saving for your deposit
• Government schemes for first home buyers
• Hidden costs to prepare for
• What lenders look for
• How your credit score impacts you
• Documents you need
• Bank vs Broker: What’s the difference?
• Reading interest rates and fees
• Finding the right fit for you
• What is pre-approval?
• The home-buying timeline
• What happens at settlement?
• How a broker helps (and what we do at Real Choice Finance)
• Questions to ask
• What ongoing support looks like